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Crypto in 2026: Oh, This Is the Bad Place

3 hours ago
  • #financial dystopia
  • #crypto regulation
  • #prediction markets
  • The world in 2026 is described as 'the Bad Place' where the crypto industry has led to absurd and dystopian scenarios, such as the U.S. president running a memecoin from the White House.
  • Crypto markets lack price discovery for real-world value; prices of Bitcoin or meme coins only reflect self-referential beliefs, not underlying economic reality.
  • Crypto has focused on bringing high-risk instruments to retail customers, unlike traditional finance that keeps them within institutional perimeters for sophisticated investors.
  • Crypto functions as a pipeline for retail gambling, onboarding users through stages from meme coins to complex derivatives, fostering financial nihilism among young people.
  • Prediction markets are criticized for being zero-sum gambling, often enabling insider trading (e.g., on military strikes), with no real hedging benefits and negative externalities.
  • Stablecoins, like those under the GENIUS Act, privatize monetary policy, risk financial stability, and outsource dollarization, threatening global economic sovereignty.
  • The crypto industry has built a powerful lobbying operation (e.g., Fairshake network) that influences regulation and politics, including through political contributions.
  • The TRUMP coin exemplifies corruption, with the president monetizing office access and foreign investors buying influence via crypto tokens.
  • Regulatory agencies like the CFTC have been hollowed out and distracted from core missions, failing to enforce rules against gaming and event contracts.
  • Policy recommendations include using existing powers to crack down on crypto: enforce anti-gaming laws, repeal GENIUS Act, revoke OCC charters, restore agency capacity, and impose sanctions on offshore exchanges.