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ATMs didn't kill bank Teller jobs, but the iPhone did

2 days ago
  • #employment
  • #technology
  • #banking
  • ATMs were predicted to replace bank tellers in the 1970s, but instead, the number of tellers increased as their roles evolved into relationship banking.
  • The iPhone and mobile banking apps, not ATMs, led to a significant decline in bank teller jobs by making physical branches and tellers largely unnecessary.
  • Technological advancements like ATMs automate tasks within existing paradigms, while innovations like the iPhone create new paradigms that can make entire jobs obsolete.
  • The real impact of technology on jobs comes from paradigm shifts, not just task automation, as seen with the iPhone's effect on banking.
  • AI's potential to displace jobs will likely come from creating new workflows and structures, not just replacing human tasks within existing systems.