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Credit cards are vulnerable to brute force attacks

3 hours ago
  • #PCI DSS
  • #Credit Card Security
  • #Brute Force Attack
  • Credit card data can be stolen through account breaches and brute force attacks even with PCI DSS compliance.
  • Attackers can obtain partial card details like the masked PAN, expiration date, and bank name from a 3D Secure page.
  • Brute force attacks can guess missing card details, such as the CVC2, by exploiting lax rate limits and using proxies to evade detection.
  • Some merchants are exempt from 3D Secure, making them targets for unauthorized transactions, where liability falls on them for chargebacks.
  • PCI DSS standards allow showing sensitive information like expiration dates and partial PANs, which can be exploited if receipts or data are mishandled.
  • The industry response is mixed: merchants and websites often downplay these as vulnerabilities, while payment professionals consider them known risks.