OpenAI and Stripe create Agentic Commerce Protocol
6 hours ago
- #Agentic Commerce
- #Open Source
- #Payment Processing
- ACP is open source and community-designed under the Apache 2.0 license.
- Businesses maintain customer relationships and control over products, presentation, and order fulfillment with ACP.
- ACP supports various commerce types including physical/digital goods, subscriptions, and asynchronous purchases.
- Businesses can implement ACP to configure checkout for agentic commerce, allowing secure transactions with AI agents.
- Options include publishing checkout configurations via API or MCP, creating agent-facing endpoints, and securely passing payment credentials.
- ACP enables businesses to reach more customers by making products available through AI agents without changing existing infrastructure.
- Businesses can embed commerce into applications, allowing users to transact directly without being the merchant of record.
- ACP facilitates agentic transactions by passing secure payment tokens between buyers and businesses via AI agents.
- Integration with ACP allows participation in Instant Checkout in ChatGPT, with Stripe as the first compatible PSP.
- AI platforms can adopt ACP to help buyers discover and transact within AI interfaces, with OpenAI being the first to implement it in ChatGPT.
- Businesses can choose to accept or decline transactions based on custom logic, per agent, or per transaction.
- Stripe and OpenAI developed ACP as a collaborative, open standard for secure commerce in AI workflows.