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Japan Post Bank to issue yen deposit-backed digital currency in fiscal 2026

8 days ago
  • #digital-currency
  • #Japan-Post-Bank
  • #blockchain
  • Japan Post Bank plans to issue a digital currency backed by deposits in fiscal 2026.
  • The digital currency, DCJPY, will be linked to savings accounts and enable instant settlements.
  • It will support purchases of digital securities, real estate, corporate bonds, and NFTs.
  • Settlement times will be shorter compared to conventional transactions.
  • The currency uses blockchain technology and is subject to deposit insurance protection.
  • GMO Aozora Net Bank was the first in Japan to issue a commercial-use digital currency in 2024.