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Brazilian farmers tokenized dairy cows to get loans, bypassing bank limits

4 hours ago
  • Farmers in Paraná, Brazil tokenized 10 dairy cows on the B3 stock exchange, raising nearly $20,000 in credit backed by their livestock amid tighter bank lending.
  • The project uses AI-powered smart collars to monitor cows in real time, creating encrypted digital identities to prevent double-pledging and enable cows as movable collateral.
  • Cowmed, the agtech company behind the initiative, expects up to 20% of its network (about 100,000 cows worth $395 million) to adopt this model, potentially unlocking $77.6 million in new agricultural credit.
  • This tokenization of real-world assets (RWAs) is a world first and signals a growing trend, with market forecasts predicting tokenized assets could reach trillions by 2030.