Show HN: Cadence Money – a budgeting app with no AI features, just an MCP server
15 hours ago
- Cadence displays net worth, budgets, and recent activity immediately upon opening the app.
- It is a Canadian-made tool available to both Canadians and Americans, with full coverage of account types in both countries.
- User data is never sold, never used for AI training, and protected with industry-leading security.
- Cadence offers a low starting price of $2.49/month, much cheaper than competitors like YNAB, Monarch Money, and Copilot Money.
- It supports multi-currency, TFSA/RRSP/FHSA tracking, official MCP integration, passkey sign-in, and works without bank syncing.
- The comparison table shows Cadence has advantages over other budgeting apps, including availability in both Canada and the USA.