Column built an issuer processor from scratch
6 hours ago
- Column offers a single integration for BIN sponsorship, issuer processing, and funding across all card types on Visa and Mastercard.
- Their issuer processor has direct connections to Visa and Mastercard, running on the same banking core used to move trillions annually.
- Time to market for a card program is weeks, not months, with fewer coordination points and points of failure.
- Supports every program type: credit, debit, charge, fleet, purchasing, prepaid, and stablecoin-backed cards.
- Physical cards can be printed and mailed with a single API call, with customization for branding and form factor.
- Real-time authorization control via webhooks with merchant details, verification methods, and fraud scores.
- Full control over mobile wallet provisioning (Apple Pay, Google Pay, etc.) and remote card status management.
- The card object allows issuing, freezing, and deactivating through one API.
- Integration with other Column products: accounts, money movement, lending, and additional payment rails like ACH, wire, and stablecoins.
- Advanced features include 3DS, Level 3 data, dispute management, tokenization, and spend controls.
- Supports stablecoin settlement and global issuing directly in overseas markets.